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It does depend on the Company you work for. But, I had Aetna EPO and only paid my $25 co-pay each visit. It had a $10k lifetime cap though so it paid for 3 retrievals and I paid out of pocket for my FET.
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Me (38) Age Related??
DH (36) Great
IUI 2007 
IVF #1- 9/2007 
ER: 20 eggs (13 fert)
ET: 2 blast
U/S: h/b at 6.5w only 85bpm
U/S: h/b at 7.5w 80bpm
M/C at 9 wks 
IVF#2(cancelled)-ER: 1/2008- 14 eggs
only 3 fertilized- none made to blast 
IVF#3 (FET) 2ER (got 11 eggs both ERs (22total-only 10 fert and one made to blast)
ET: 1 blast
beta1: 36  10dp5dt
beta2: 67 12dp5dt
beta3: 457 16dp5dt
beta4: 931 18dp5dt
1st U/S: 7/22 saw yolk sac
beta5: 4748 23dp5dt
beta6:9709
2nd U/S: 7/31 Saw h/b 146 bpm -measures 6w6d
3rd U/S: 8/4 h/b 165 bpm- looks good 7w6d
u/s 8/18: h/b 175 baby waving and kicking(released to OB) 
NT scan 9/3/08- Baby looks great
9/10: bloodwork results in- looks good!
9/30: Level II U/S- Its a boy!!
10/28: Anatomy scan (20 wks)-baby looks great.
Thank you God for answering my prayers!
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