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Our agency takes care of birthmother medical expenses if she has no coverage. We are in MA and our insurance policy (BC/BS) went into effect the day the baby was placed with us (she was 4 days old). We didn't have a card for her yet, but our pediatrician's office just charged us the co-pay and then billed the insurance company after we got our card so we didn't have to pay anything out of pocket.
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Laurie
Me - 43, High FSH
DH - 44, MF
November 2007 - IVF #1
January 2008 - Missed miscarraige 
July 2008 - IVF #2 with DE - Chemical Pregnancy
October 2008 - FET - 
Next Up - Domestic Adoption
3/1 - Chosen by birthmother who gave birth on 2/27
3/3 - Isabella Rose comes home to us - she is our miracle!
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