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We're scheduled for Jan 2010. DH is betting on his stocks. With 1 income plus living in the expensive Silicon Valley, we have enough to have a home and food on our table. Our cars are 9 year old and 16 year old. Tapping our home equity is another option for us. But still we've to pay back!
I heard that IVF in Canada is around $3K. Lucky people.
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