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Originally Posted by wantsbabies
Hi! I am new to the site and wanted to know does nayone know baout BCBS of IL or UHC? THey do cover IVF but say I need an anuthorization, can anyone explain what that is and what they are aksing for on that authorization? (Accenture is the company) Thanks
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Wantsbabies,
BCBS has different types of insurance--what is your PPO or HMO? I don't know about UHC.
I am having HMO BCBS IL which covered 3 ivfs with medication. But HMO are also having different type so call their customer service and ask for their benefits.
You will also call HR of your company and ask them document which listed what coverage provided by different insurance.
For preapproval, there are different clauses for all but basically you ttc more than a year and most probably you need to do some tests which are mandatory for finding good cause of infertility. Your PCP dr or WHCP (gynec) doctor can write approval for you after doing basic testing.
Hoping it will be helpful.