I don't know if this helps anyone but I have been doing some research. My husband and I have been looking at IVF for a while now. The three things that have put us off is the waiting list and the cost and the what if it doent's work. I found out that our insurance will cover some of the cost, there is about a month wait, and they have in house finaning based on income and other finance options. Sence 2002 they have had 3300 succesfull deliveries. They are the top IVF institute in the US. Here ther web site.
www.givf.com

Shared Risk: Genetics & IVF's IVF Refund Program
100% refund if you do not deliver a baby
The IVF refund program basic treatment fee is $19,000*. The plan includes:

Up to 4 IVF Cycles and all associated frozen embryo transfers
All in-house monitoring services
Cryopreservation (freezing) of extra embryos with each cycle
Embryo storage fees until the terms of the agreement are fulfilled
Up to 2 pregnancy tests for each treatment cycle
All cycles must be initiated within 24 months of signing the Program Agreement
Cycle reviews with Genetics & IVF physician following each treatment cycle
A success is defined as achieving a pregnancy and delivering a baby after 28 weeks gestation. A 100% refund is available if unsuccessful.

The plan does not include:

Preliminary consults with clinician(s)
Pre-screening laboratory tests
The cost of fertility medications
Anesthesia-related services
Services performed by any third party, including medications

GOOD LUCK.....

Amber