[vg999]

Hi All,
*
We had been to RE (second opinion), she examined all our reports and told that she wants second round of tests(SA,SHG(sonohysterogram) and bloodwork(AMG,FSH,..))
*
Once we get the results, she told she would start on clomid with assisted reproduction. My insurance deductible is very high($2500). And only bloodwork is covered, the SHG and SA costs should be beared by me(which would be nearly $700). I wanted to the cost of Ultrasound and Bloodwork that are done while taking clomid.
*
Should I wait for until I get my new insurance in April where only the diagnostics are covered, but the deductible is low?
*
I am confused, pls suggest me LL
*
Thank you!

[Ooglie26]

Good question!

If I'm reading your information properly, it seems like your current insurance will only cover the bloodwork, and you have a high deductible. Your new insurance in April will cover more, with a lower deductible, is that correct?

If so, I think I would be inclined to wait until April, while TTC naturally until then. You never know, you might get a between now and then.

Best wishes to you!

[singleton8686]

what is a good insurance company to go thur that helps cover IVF

[rhodges555]

Originally Posted by singleton8686

what is a good insurance company to go thur that helps cover IVF

my understanding is that it is not necessarily the insurance company--but what the employer plan covers. we have aetna thru dh work. coverage would prob vary from company to company. so someone else with aetna would possibly have different coverage.

[Webelieveinmiracles]

If your blood work is covered at 100% with your current insurance my opinion would be to complete those (AMG & FSH). Then in April complete the SHG. I'm not sure if your new insurance would cover a SHG under diagnostics??? Depending on what your RE is looking for??? My insurance wouldn't cover my RE doing an SHG but they would cover it if I went to an out patient facility. Go figure.