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Old 06-08-2008, 08:36 PM
stephanielllll stephanielllll is offline
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Join Date: Mar 2008
Posts: 976
Secondary Insurance?

Has anyone purchased extra insurance on the side to assist with paying for infertility?

Also, if we have already been diagnosed with infertility, is it considered a pre-existing disease so it wouldn't be covered??

Thanks!
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Me: No Issues
DH: Low Mobility and Low Count
TTC since June of 2005

IVF#1-

Starting our next IVF Cycle
-9/19: Started BCPs!!
-10/6: U/S Perfect!! Started Lupron!!
-Started Stims!! Lots of follies!!
-10/16: Lots of growing follies!! Thank you God!
-10/23: Retrieved 26 eggs/24 mature and injected via ICSI!! Thank you God!!
-October 26th! PUPO!! Transferred two 8AA embryos, Perfect!
-11/10 - BETA! for !! Please lord bless us with a baby.




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Old 06-08-2008, 08:42 PM
KELLIF4's Avatar
KELLIF4 KELLIF4 is offline
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Join Date: Mar 2008
Posts: 798
Im not sure about secondary insurance ....

As far as "pre-exsisting", I don't know all the details but if it's "open enrollement", insurance companies typically do not hold condition's against you.

When DH and I got married, we had no idea we would have issue's concieving so I kept my own insurance and declined his. A few month's lator we discovered it wasnt going to be so easy. My insurance cover's Zero for IVF, his cover's a lot. I did have to wait 5 months for open enrollement to come around. One of the customer service people told us that "infertility is not considered pre exsisting anyway" - according to BCBS of Iowa.
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DH - normal
ME - PCOS


IVF #1, No Luck ...

IVF #2 Flare Protocol

11/11 ER 17retrived, 15 mature, 10 fertilized
11/16 5dt, TRANSFERED 2 GREAT EMBRYO"S !!!
11/21 - 11/25 = + HPT ( 5dp5dt - 9dp5dt ) !!!!
11/26 BETA 308 !!!! 10dp5dt ; P4 = 72 & E2 = 960
12/01 BETA 1562
12/04 Unofficial US showing 1 sac measuring perfectly
12/16 1st US


EDD 08/04/09






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