How do you deal with paying for infertility treatments that don't result in a pregnancy?

[deidra_mitchell00]

Good question. That is why I can't go through with it. That is like playing the lottery with 10,000 and you could walk away with nothing. We are trying to adopt through Foster Care. We may see a couple kids go home before we get a forever family but at least we have changed the path of a childs life in the process. I can't imagine the pain of it not working.
Good luck
Dee

[jenedens6102]

I haven't gotten to a point where we've gone through IVF but I can admit that my biggest fear is that it doesn't work. No one, unless they really have won the lottery or have awesome benefits, can say that an IVF treatment doesn't break the bank. I've always said that I didn't feel like putting $15-20,000 down on a procedure that doesn't always promise even a 25% success rate. But the more time we've spent in this process and the longing is still there we've decided we'll do it once. If it doesn't work I won't do it again.

[jf5505]

I have some coverage now, for one cycle, but if that doesn't work I think I will just leave my job and go to a company that does cover more than 1 IVF cycle. It would be like getting a 20,000 raise in my eyes.

[firefly31]

Great Question! I have asked this myself. It is very much a gamble. Perhaps the question is, would you be satisfied without trying IVF? 50 years from now would you regret not trying? I can't begin to imagine all of the despair we would feel if IVF wasn't successful. Such a substantial crossroads.

[rebekah1982]

Really good question. One I am sure we have all thought of. I have thought about that many times. My DH is in the military so I can IVF for 5,000 at a military facility. But still thats alot of money. I think I would try it once and if it didn't work I wouldn't do it again. I would go to adoption. My RE also offers a plan that has a 49% success rate and cost 18,900 for 3 cycles. IF you don't become pregnant then he will refund 90% of the the fee. Its a hard decision to make.

[jenedens6102]

Rebekah,
That's a much better plan. Having that type of plan helps to ease the pain a little. At least you know you'd get something back if it didn't work. The RE I plan to see has a 59% success rate with women under 35 using their own egg but it doesn't give way to how many cycles it takes for the success. Being a young couple my husband and I don't have the money to try IVF multiple times. We've decided that we'll do it once, if it doesn't work we'll stop and plan to adopt further down (when we get money saved back up).

[jf5505]

wow, who are you Dr's I have not heard of an IVF plan like that, I will have to ask my RE, but that is great news, all mine said was that if I were a donor then I would get 5,000 back and it costs 10,000 so that would be 5,000, but then I thought, well what if I want those eggs b/c mine doesn't work. Hmm..

[CryingInside]

This is a very interesting question and one that I really haven't thought of that much. I guess I would agree with the one lady who said would you be happy 50 years from now if you didn't. I don't think that I would be happy unless I tried absolutely everything I could think of and I would just find a way to cope with spending the money! To me having a baby is worth the price no matter what!

[kuchaks]

My DH and I have 2 appts the first week in Aug for IVF. The first appt is for Abington Medical in PA. They have a shared risk plan that offers 3 fresh 3 frozen and 100% money back towards adoption if not successful. But it is the cost of 2 IVF's up front. I don't have an exact $ amount yet, they're sending me paperwork. We really can't afford it, but we're going to basically go into debt anyway. I won't let it go if I don't try everything...maybe we'll be able to make payments like ones for a really expensive car. In the meantime, we'll drive the ones we have until they die, won't buy new clothes forever, mac and cheese and pb and J for dinner.....hopefully help from parents. There just has to be a way to make it work!!!