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Old 06-08-2008, 08:36 PM
stephanielllll stephanielllll is offline
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Join Date: Mar 2008
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Secondary Insurance?

Has anyone purchased extra insurance on the side to assist with paying for infertility?

Also, if we have already been diagnosed with infertility, is it considered a pre-existing disease so it wouldn't be covered??

Thanks!
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Me: PCOS??
DH: Low Mobility and Low Count
TTC since June of 2005

IVF#1-

IVF#2-

Officially waiting to be matched in a Domestic Adoption.

Chosen for embryo adoption by the most amazing couple!

Please Lord, bless us with a baby.

This journey is going to be worth it!! I can't wait to be a mommy!
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Old 06-08-2008, 08:42 PM
KELLIF4's Avatar
KELLIF4 KELLIF4 is online now
It's TWO BOY'S !!!
 
Join Date: Mar 2008
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Im not sure about secondary insurance ....

As far as "pre-exsisting", I don't know all the details but if it's "open enrollement", insurance companies typically do not hold condition's against you.

When DH and I got married, we had no idea we would have issue's concieving so I kept my own insurance and declined his. A few month's lator we discovered it wasnt going to be so easy. My insurance cover's Zero for IVF, his cover's a lot. I did have to wait 5 months for open enrollement to come around. One of the customer service people told us that "infertility is not considered pre exsisting anyway" - according to BCBS of Iowa.
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IVF #2 Flare Protocol

11/11 ER 17retrived, 15 mature, 10 fertilized
11/16 5dt, TRANSFERED 2 GREAT EMBRYO"S !!!
11/21 - 11/25 = + HPT ( 5dp5dt - 9dp5dt ) !!!!
11/26 BETA 308 !!!! 10dp5dt ; P4 = 72 & E2 = 960
12/01 BETA 1562

12/16 US showed TRIPLET's !!!! One Embryo split !
12/31 The three are now TWIN'S ..
01/25 We are having TWO BOY'S !!! Klayton & Carter
04/10 Carter (B ) weighing 1lb 2oz., and Klay (A)weighing 1lb 7oz.
05/15 (B) is now 2.3 lb and (A) 3.1 lbs
05/28 Baby B's cord is starting to clot off, steroid injections given
06/05 A= 4.4lbs & B = 3.4lbs ( 31 weeks, 3 days )
06/19 50% effaced/1 centimeter dialated
06/26 A = 5.11 lbs & B = 4.12 lbs ( 34 weeks )

07/07 THEY ARE HERE !!!
Klayton was born at 4:35 pm, 6.1 lbs, 19"
Carter was born at 4:36pm, 4.9lbs, 17"

Both healthy as can be !!


EDD 08/04/09
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