I don't know what type of inurance you have but I have found a place that gives you 100% refund if you don't deliver a baby. They have a huge list of insurances they except I am unsure of what insurance covers and what it doesn't. They also have in house financing based on income. I know there is only a month waiting list. This place is also the top IVF Institute in the US. Sence 2002 they have had 3300 succeses.
Web site
www.gifv.com
Amber

My HUsband has BC/BS PPO of KY, we checked prior to having any preliminary tests ran and our insurance said they covered 100% of the cost for IVF. We had the tests and a couple of months later we started getting bills fom the hospital. My husband checked with the indurance company again and they said, "Yes they cover IVf unless the patient has been diagnossed as being infertile." So make sure that you check any insurance that you may get.

hI,

HI,
I AM LOCATED IN NC AND IS WONDERING IF ANYONE KNOW IF CIGNA COVERS IVF IN THE STATE OF NC.

[pants1]

Is it possible that you could list the website again? this one does not seem to work!
thank you so much

[bsousa]

Is there insurance in Canada that covers IVF and other procedures like Tubal Reversals?

[jf5505]

Where do you live, I get mine covered, but only up to 20,000 and it is only for 1 cycle...I am in PA

[bsousa]

Originally Posted by jf5505

Where do you live, I get mine covered, but only up to 20,000 and it is only for 1 cycle...I am in PA

I live in Toronto, Ontario, Canada.

[jt1214]

I live on the state of Massachusetts and am Self Insured through Blue Cross Blue Shield (HMO) and in my state they are required to cover IVF. However, will only cover it after 2 bad SE's.

[childlessinwa2006]

I have Providence Health Plan in Portland Oregon and they cover up to $10,000.00 lifetime maximum under my group health coverage. My secondary insurance is thru Triwest in Madison WI (my husband is retired Navy). They pay awesome!! I'm very pleased with both of my insurances. For my medication, I only go thru Triwest (Express Scripts). I pay only a $3.00 copay for each prescription ...that includes Lupron, Delstrogen, Progesterone etc...

I'm not sure if any one of these insurance companies is a possiblity for you but I could not ask for better coverage. I'm going with a donor egg program and have to pay all costs out of pocket for my donor which has been about $25000.00 so far. I have been doing insurance billing for 18 years and if I could give you a word of advice which could be both bad and good. I do not call my insurance company since they are paying quite well and the reason why is that it's a possiblity the biller is paying "blindly" and forgetting about the $10000.00 lifetime maximum. By calling to inquire about claim status or benefits, this could clue them off to audit every claim and then recoup $ they have paid my provider. The provider in turn will bill you after they have to refunded the insurance.

I hope this helps you. Do you have insurance coverage thru a group plan?