[CryingInside]

I just found out that my insurance is only going to approve my lap procedure on the infertility level instead of the medical level. If it was approved for medical reasons it would be covered 100% with a $250 deductible. Instead it is under infertility and is approved at 80/20% with a $2000 max. In other words, instead of costing us $250 it is probably going to cost us $2000! Crap, crap, crap! My doctor is appealing their decision, but is there anything at all I can do? Do you think I can write a letter of appeal or something. I wouldn't even know what to say! Have any of you had to do that before?

On top of that, my silly washing machine stopped working a couple of days ago....we don't have enough room in the laundry room for the new, much larger machines! They are all a good 3 inches too big for the space we have available. Things are just not going well right now. And I am falling deeper into a depressive state. Darn it!

[MaggieMoo]

Awww Steph!! Big 'ol hugs to you!
There has to be somthing that can be done as far as the coding for the surgery??? Why don't they say you are complaining of menstrual issues. That has to be considered medical rather than IF. I hate insurances!!! They suck sometimes!!

[mdbrum16]

My RE couldn't get mine covered either, so my OBGYN did the surgery and took lots of pics for my RE and it was covered 100%. Otherwise we were going to have to pay $1800. I'm not sure if that is an option, but figured I would throw it out there. Things will get better

[mia23]

Oh Stephanie I have no help my insurance only covered my lap 80/20 too. Maybe you could see like it was suggested if your OBGYN could do it. I hope the appeal goes well and they will cover it. As far as the stinking washing machine, Dh and I bought our last set at a used appliance store. They were older models but in very nice condition and clean. That could always be an option if only an older model will fit, and I also know that they have those special stackable ones for apartments maybe that would work. I am sorry this lap is causing you so many issues. Have you had one before? Was it covered then? Call me if you need to talk. And keep us updated about the appeal. everything works out for you!

[sarah16]

I don't have any advice but I wanted to say good luck and I'm praying for you!!

[mnm000]

Oh man, Stephanie, that just stinks. I know how long and hard you have been waiting for the surgery to be done so that you can move on to another cycle. I hope and pray that your doctor will get it figured out with your insurance.