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08-31-2008, 12:51 PM
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INS that covers IVF?
HI
 I found out not too long ago that my dh n i's best shot at conceiving is IVF. But it's gonna cost us $12,000 here n ATL. Was wondering if anyone could tell me of any INS companies that cover IVF? I would b sooooo grateful!!!!  THANK U!!
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08-31-2008, 01:12 PM
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We have Blue Cross/Blue Shield PPO, and it's covered most of everything for DH and me.
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Me: 37, wombtacular DH: 40, spermatically challenged TTC 4 years 2 years on our own 2 years with RE 3 IVFs, 3 TESEs, 1 FET, 1 m/c, and a DD that made it all worth it!  IVF #4: IVF/ICSI/TESE 8/5 -- anatomy scan; HB 149; weight 7 oz. We have a healthy tot! And no, we didn't peek at the gender--it's a surprise! 10/7 -- passed glucose screening! / HB 150 / measuring 1 week ahead / now taking daily iron supp. 11/17 -- HB 150s / measuring right on schedule / baby is vertex! 
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08-31-2008, 01:38 PM
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same here bc/bs ppo all we paid were co pays
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 ME ~29~ HEALTHY DH~38~LOW COUNT, MOTILITY DS~6YRO TTC~ 4YRs SIRM GIRL!!!! MARCH/APRIL IVF LUPRON/DEXA 3/12 MENUPOR/FOLISTIM 3/24 TRIGGER SHOT~4/1 ER~4/3~24 EGGS FERT REPORT 20 MATURE. 20 ICSI , 20 FERT ET~4/9~2 BEAUTIFUL BLAST BETA~4/18~  63.1  beta 4/21~352 beta#3~4/23~872 beta#4~4/24~1603doubled less then 24hru/s 4/29 one perfect lil bean 11/27 lost my plug started contractions but weres my baby!!!! http://jerseyjandj.blogspot.com/   
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08-31-2008, 01:49 PM
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It depends on what state you live in or what state your insurance policy is based out of. I live in Illinois which has a law mandating all insurance plans out of Illinois to cover infertility I believe for companies over 50 employees. I was under my DH's insurance before, BCBS PPO, but it was based out of NY, so it did not cover it since that is where his company's main headquarters are. I switched to my insurance, Humana, which is based out of Chicago and it does cover it. The PPO and HMO both covered it. Yeah! I switched plans in January. Good luck!! I give all the couples credit who are paying for it out of pocket. We would have had to save for a long time before we could have paid for one cycle.
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Sandra Age: 31, some post-mature eggs for age DH: 31, low morphology Married: 5 years TTC: 2.5 years Treatments: HSG, Clomid, laparoscopy for dermoid cyst, 3 IUI's IVF #1 5/27 - BCP 6/16- began Lupron 6/23- Lupron, Follistim, and Menopur 6/30 - cancelled cycle due to poor response IVF #2 8/4 - begin bcp, doing acupuncture as well 8/23-take last bcp 8/28- began stim meds - Follistim and Menopur 9/7 - Officially changed to IUI due to poor response 9/8 - Follies grew! 4 mature follies today! Converted back to IVF. 9/11 - ER, 8 eggs! 9/12 - Fert. report - 6 fertilized 9/14 - ET - 2 embryos, 5 cell and 7 cell 9/24 - Beta -   !Around 12/15 start bcp for IVF #3 
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08-31-2008, 02:13 PM
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Like Sandra said, it's all a matter of what state you live in and the company you work for. We live in FL and have BC/BS-PPO. IVF/IUI would be out of pocket for us. They won't cover anything IF related unless it is diagnostic.
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Me: 35 - stage 2 endo DH: 36 - perfect  Tyson-the wonder dog  4/7/08-We miss you every minuteTTC 2 years 10/24/06 +hpt 11/29/06 D & C 10/25/07 first visit to RE 10/30/07 HSG-tubes are clear 3/4/08 lap-found and removed stage 2 endo 5/08-IUI w/clomid and injectables. Didn't need to---> 4/26/08- on hpt!!! Natural Cycle4/28/08-1st Beta 15 dpo-516! 4/30/08-2nd Beta 17 dpo-1286! Grow baby grow! 5/14/08-1st U/S-one perfect heartbeat!  5/21/08-2nd U/S-baby measuring on schedule! 7/28/08-Level II ultrasound-It's a GIRL!!! 
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09-03-2008, 09:36 AM
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thank u all! sounds like i need 2 ck n2 bcbs haha! ^_^
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